Offer shoppers interest-free installments - No applications, hidden fees, or new credit
Unlike traditional Buy Now, Pay Later (BNPL) providers, Splitit lets shoppers use existing credit cards to split payments over time—without taking out new loans. With our white-label technology, the entire payment experience stays within your store, keeping your customers engaged with your brand.
Overview
Boost your sales and conversions
Shoppers reach higher AOVs (average order values) when they can split payments, and Splitit’s flexible payments solution delivers high approval rates—over 85%. Splitit is also a low credit risk, as its transactions are validated and guaranteed by card issuers.
Convert your customers consistently with easy checkout and billing
Checkout using Splitit is quick: shoppers select “Monthly Payments,” then enter their existing credit card details and choose a plan. Splitit charges their cards automatically each month. Customers continue to enjoy card benefits, including rewards, cashback, and points, with zero added interest.
Keep shoppers in your store, with your branding
Splitit requires no redirects—everything happens directly in your store. There are no extra buttons or third-party branding, keeping your checkout clean. Splitit’s easy integration is designed to meet SAP’s best practices, and it is pre-integrated with the major credit card processors and gateways.
Details
Solution Type
Extensions and Add-ons
Industry
Retail
Compatibility
Works with
SAP Commerce Cloud
Features
Set up your desired installment range based on the order amount. Choose between two and twelve installments, and a price range from $1 to $20,000. Select up to three installment options per price range.

Control the look and feel of the app to match your brand. Our on-site messaging provides you with UI elements that you can use to inform your customers that installments are available. Add them to your home page, cart page, checkout page, catalog pages, and product pages.

Easily add strips, banners, logos, and one-liners throughout your customer journey. You choose the colors, the text, and more. For example, these one-liners let you show the shopper how much the installments will be per month for a given item and include a link to ‘Learn more’ page.

Plans and pricing
All plans include:
Free Plan
We don’t charge any fees for using the plugin — it’s completely free.
Per One-TimeUSD 1.00- + USD 1.00 Setup Fee
- Has prerequisite
See all pricing details We don’t charge any fees for using the plugin — it’s completely free.
Subscription Edition
Please contact the publisher for more details about the plans and pricing available for this solution.
Price upon request- Has prerequisite
See all pricing details Please contact the publisher for more details about the plans and pricing available for this solution.
Technical Information
| Solution Type | Extensions and Add-ons |
| Category | Commerce |
| Industry | Retail |
| Works with |
SAP Commerce Cloud |
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Deployment |
|
| Globalization |
|
| Operations |
|
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Security |
Secured with configurable authentication policies This product has been designed for enhanced security by offering configurable authentication policies. |
| Compliance |
|
| Privacy policy |
SAP's privacy policy is not applicable to the use of this app. Please refer to the privacy policy provided by this app's partner. |
Resources
Splitit Checkout Plugin Moves Beyond Credit Constraints
Why Splitit Launched A White-Label Solution
Don’t Let BNPL Divide You and Your Customers
Publisher

Splitit USA INC.
Splitit is a white-label, Installments-as-a-Service platform. Headquartered in the US with R&D in Israel, Splitit is the only installment payment technology utilizing shoppers’ available credit on their existing credit cards.

