Offer shoppers interest-free installments - No applications, hidden fees, or new credit

Unlike traditional Buy Now, Pay Later (BNPL) providers, Splitit lets shoppers use existing credit cards to split payments over time—without taking out new loans. With our white-label technology, the entire payment experience stays within your store, keeping your customers engaged with your brand.

Overview

Boost your sales and conversions

Shoppers reach higher AOVs (average order values) when they can split payments, and Splitit’s flexible payments solution delivers high approval rates—over 85%. Splitit is also a low credit risk, as its transactions are validated and guaranteed by card issuers.

Convert your customers consistently with easy checkout and billing

Checkout using Splitit is quick: shoppers select “Monthly Payments,” then enter their existing credit card details and choose a plan. Splitit charges their cards automatically each month. Customers continue to enjoy card benefits, including rewards, cashback, and points, with zero added interest.

Keep shoppers in your store, with your branding

Splitit requires no redirects—everything happens directly in your store. There are no extra buttons or third-party branding, keeping your checkout clean. Splitit’s easy integration is designed to meet SAP’s best practices, and it is pre-integrated with the major credit card processors and gateways.

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Details

Solution Type

Extensions and Add-ons

Industry

Retail

Compatibility

Works with

This product is compatible with or enhances the functionality of these SAP solutions but doesn't require them.

SAP Commerce Cloud

Features

Customize your installments with our easy plugin

Set up your desired installment range based on the order amount. Choose between two and twelve installments, and a price range from $1 to $20,000. Select up to three installment options per price range.

Customize your installments with our easy plugin
Enhance your merchant branded experience

Control the look and feel of the app to match your brand. Our on-site messaging provides you with UI elements that you can use to inform your customers that installments are available. Add them to your home page, cart page, checkout page, catalog pages, and product pages.

Enhance your merchant branded experience
Drive higher conversion with simplified messaging

Easily add strips, banners, logos, and one-liners throughout your customer journey. You choose the colors, the text, and more. For example, these one-liners let you show the shopper how much the installments will be per month for a given item and include a link to ‘Learn more’ page.

Drive higher conversion with simplified messaging

Plans and pricing

All plans include:

FreeWe do not charge based on plugins usage, but based on the engagement agreement between the merchant and Splitit

Technical Information

Solution Type Extensions and Add-ons
Category Commerce
Industry Retail
Works with

SAP Commerce Cloud

Resources

Splitit Checkout Plugin Moves Beyond Credit Constraints

Why Splitit Launched A White-Label Solution

Don’t Let BNPL Divide You and Your Customers

Publisher