Working Capital, Treasury, and Risk Management
Get real-time cash visibility, improve liquidity, and lower risk
Optimize your working capital and automate your operations with integrated treasury management solutions from SAP.
Optimize cash, liquidity, and working capital
Confidence is key when optimizing costs associated with bank services, planning future cash flows, and getting long-term guidance on treasury operations. With SAP solutions, you gain real-time access to global bank balances, centralized management of bank accounts, and comprehensive controls for account opening, closing, and signatory management.
Streamline payments and bank communication
As your company grows, so does the complexity of your payment processes. By simplifying and centralizing enterprise-wide payments with SAP solutions, you can reduce the risk of fraud, increase transparency across multiple banks and financial institutions, and automate workflows from start to finish.
Invest confidently and mitigate financial risks
The right tools are critical to make smart investments, deploy assets effectively, mitigate financial risks, and comply with regulations. SAP solutions fulfill that promise by helping you automate financial instruments, simulate threat severity, and respond quickly to changes in risk positions, commodity prices, and currency conversions.
Manage inflation challenges
SAP has the right solutions to help guide you through these unprecedented times.
Explore working capital, treasury, and risk management solutions from SAP
Financial risk management
Monitor risk positions, commodity price changes, and currency conversion rates to develop compliant hedge accounting strategies with a full audit trail, and limit exposure.
Debt and investment management
Gain insights into available cash, balance risk and return, and automate repetitive tasks, while monitoring all investments to protect against risk.
App extensions and machine learning
Extend your treasury capabilities through standard SAP and partner-supported applications on SAP Extension Suite.
Payments and bank communication
Directly connect with banks and financial institutions using a multibank, digital channel with embedded SWIFT technology.
Cash and liquidity management
Reduce the time and effort required to obtain cash information, understand cash requirements in seconds, and immediately trigger any necessary actions from within the application.
In-house cash control
Address challenges associated with managing fragmented cash balances and payment processes by empowering your treasury professionals.
Centralized payment operations
Boost transaction speed, accuracy, throughput, and reliability with inbound and outbound management of transactions and data.
Full payment transparency
Lower payment-processing costs by accessing real-time status of message queuing and clearing and accurate cash forecasts.
Smooth, secure, and cost-effective payments
Reduce operational risk by supporting process integration with configurable rule-based payment-message routing.
Connect businesses with financial institutions
Create a multi-bank, digital channel between your ERP system and your banks that offers embedded EBICS and SWIFT connectivity.
Increase control, efficiency, and transparency
Refine and simplify treasury operations by updating payment status and cash positions automatically in your ERP system.
Boost the reliability of your banking network
Automate manual, error-prone steps associated with the execution and reconciliation of payments, order-to-cash applications, and order entry documents.
Early payment discounts
Capture discounts to realize tangible savings in your bottom line, improve profitability, and earn risk-free returns.
Access to third-party funding
Take control over your cash flow by crafting programs that meet each party’s liquidity goals and improve supplier relations.
Affordable receivables financing
Seize growth opportunities, improve your balance sheet, and optimize liquidity by unlocking cash trapped in your receivables.
Preservation of cash
Enhance supply chain elasticity by lowering in-transit lead times and optimizing scale while managing inventory and demand.
Enable a fast, streamlined setup
Get up and running in just a few minutes with a simplified approach to onboarding SAP Market Rates Management.
Avoid the need for separate contracts
Consume data directly from leading providers with select product editions – without requiring a separate contract.
Automate you daily import processes
Import daily market rates automatically from your chosen provider or your own data source.
See how customers are succeeding with SAP
Learn how Sony Group enabled consistent cash management globally.
See how JetBlue gained visibility during the pandemic.
Read how Olam is now able to better manage foreign-exchange transactions and drive process efficiency.
Learn how SBB automated treasury processes for increased efficiency.
Discover how Zalando benefits from centralized and integrated ERP.
Event Spotlight
SAP for Treasury and Working Capital Management Conference
Join us for our upcoming in-person events, presented by SAP and TAC Events. Gain powerful insights into how SAP treasury and working capital management solutions are helping treasurers worldwide ensure their companies thrive in the face of political uncertainty, security risks, and economic volatility. We will feature real-life case studies and practical takeaways from SAP customers.
EMEA Event
Amsterdam, The Netherlands
June 20-22, 2023
Register now >
Americas Event
Chicago, Illinois, United States
July 18-19, 2023
Register now >
Resource Center
Discover how technology can help companies understand the impact of inflationary challenges, act quickly, and prepare for what’s next.
Take a self-assessment to determine if you are ready for inflation, or any macroeconomic shifts, by answering four questions.
SAP and Taulia bring working capital management to new heights.
Find out how Sony Group digitally transformed its global treasury functions by implementing SAP solutions for treasury management.
Learn about the latest innovations in payment and bank communications to streamline cash operations in a single platform.