Trigger instant, low-fee stablecoin payments 24/7 from your core ERP

Connect your core ERP to a blockchain-based payment rail. Facilitate fully automated, almost instant stablecoin payments that are integrated into your existing payment processes.

Benefits

  • Settle payments instantly 24/7

    Settle payments almost instantaneously, independent of traditional cut-off times. Process cross-border payments fast instead of the typical two-to-three days settlement through traditional payment rails.

  • Reduce transaction costs

    Significantly reduce cross-border transaction fees by paying with stablecoins on a blockchain-based payment rail.

  • Integrate stablecoins into existing payment processes

    Flag an invoice in your core ERP system for a stablecoin payment and all the follow-up processes will be executed like any traditional bank payment.

  • Choose your preferred crypto asset service provider

    Use the open API to connect to a crypto asset service provider of your choice to trigger stablecoin payments and monitor incoming funds.

Features

Manage digital currency accounts

Get an overview of your digital currency holdings, organized by crypto asset and blockchain network. Generate account statements for stablecoin transactions—ready to import into your financial system for reconciliation and better cash visibility.

Overview of stablecoin accounts.

Manage stablecoin payments

Make stablecoin payments and monitor incoming funds. Use a standard account statement format to reconcile incoming and outgoing payments with open accounts receivable and accounts payable.

A payment processing through SAP Digital Currency Hub.

Use stablecoins from multiple issues across multiple network

Use preconfigured USDC, PYUSD, or EURAU stablecoins on Ethereum and Polygon to start making payments right away. You can also add more ERC-20 compatible tokens and networks can upon request.

List of digital currencies in the solution.

Manage digital wallet addresses

Add and organize the digital wallet addresses of your business partner. assign a dedicated address to each business partner for incoming payments for more accurate reconciliation.

Payment agreement stating the wallet addresses of the business partner.

Integrate your ERP with your crypto asset service provider

Integrate your out-of-the-box SAP ERP system through SAP Multi-Bank Connectivity with a licensed crypto asset service provider through our open API.

Invoice flagged for payment with stablecoin via SAP Digital Currency Hub.

Send stablecoins to a crypto exchange to redeem them

On-ramp stablecoins via a crypto exchange into your wallet managed by your custody provider. Off-ramp stablecoins by transferring them back to a crypto exchange.

Transferring stablecoins to crypto exchange to off-ramp them.

Plans and pricing

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  • Subscription based on number of transactions.

  • The Cloud Service may only be used to process Transactions by Customer or its Affiliates that are domiciled in the United States or European Union, unless otherwise provided in the Documentation.

  • Data Center:

    • US East
    • Frankfurt
  • Price upon request:

    • Pricing structure and contract duration details are available on request.

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  • Included:

    • This is a non-productive and non-commercial tenant for test, demo, and development purposes only (check out Use Rights).
    • This edition is exclusively available for partners.
  • Payment method:

    • Invoice is supported for all countries.
    • Click on the “Configure to see price” button to find out if credit card is supported in your country.

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Resources

SAP Digital Currency Hub in action

The Future Of Payments

The State of Fintech in the Middle East

Transforming Cross-Border Payments Through Digital

The Road Ahead: 2025 Trends & Insights