Concur is a wholly owned subsidiary of SAP. CTE is a Software-as-a-Service (SaaS) solution that provides approval workflow of travel requests, collection of travel data, expense report management, expense reimbursement, invoice management, batch processing of data, and reporting. CTE is made up of the following applications: Travel, Expense, Invoice, Imaging, Workbench, eReceipts, ExpenseIt, TripIT Cognos/Analytics, and Risk Messaging.

Global Pay applications are a portion of the expense and invoice component of Concur’s product offerings. The offerings reimburse employees and pay credit card invoices.

SAP Concur successfully verified compliance with the Payment Card Industry Data Security Standard (PCI DSS). Signed 9/12/2025.