First and Only Global Earned Wage Access and Pay Card Solution Certified by SAP
AnyDay's Earned Wage Access solution seamlessly integrates with SAP enabling employees to immediately access a portion of their pay on-demand before payday & spend it using a virtual card or physical debit card; all at low to no cost. With AnyDay you can also offer a company issued Pay Card.
By QRails, Inc.
Overview
Deliver pay on-demand at low to no cost to both employees and employers
Our unique business model and technology runs on behind-the-scenes interchange revenue. Because we are a card issuer/processor, we can do what our competitors cannot, which is offering low to no cost to both employees and employers.
Enable employees to immediately access early wages when needed
Seamlessly integrates with SAP SuccessFactors and WorkForce Software enabling employees to use the app to immediately transfer a portion of their payroll earnings before payday to be spent using the app’s mobile wallet or plastic payment card.
Provide real-time and accessible financial education
Culturally matched financial education partners provide extensive personal financial education information and classes covering budgeting, debt management, taxes, saving and investing, all right in the app.
Details
Solution type
Extensions and Add-ons
Industry
Cross-Industry, Retail, Wholesale Distribution, Travel and Transportation, Sports and Entertainment
Compatibility
Works with
SAP SuccessFactors Employee Central
Features
Access to wages instantly
Employees can tap into their earned wages instantly through a physical or digital card, or by transferring their funds to a bank account of their choice. Employees can see, access, spend, and learn about their finances all in one place.

Financial education
Empower your employees with financial education that is free to all users. This will allow employees to make better financial decisions however big or small.

See all of your transactions in real-time
With real-time transaction history, the user can view and sort all distributions, card withdrawals, card deposits, and transactions made with their card.

Plans and pricing
Global Pricing
Global no cost pricing for employers and low to no cost for employees
US: When employees use our card, we receive revenue off merchant interchange fees. ATM and bank transfer fees also apply
UK: Free to employers
EU: Free to employers
Global no cost pricing for employers and low to no cost for employees
US: When employees use the AnyDay card there is no transaction fee as we receive revenue off merchant interchange fees. ATM & bank transfer fees apply
UK: Free to employers. There is a £1.74 transaction fee per withdrawal for the employee, capped at £10.44/mo
EU: Free to employers. There is a €1.74 transaction fee per withdrawal for the employee, capped at £10.44/mo
Global no cost pricing for employers and low to no cost for employees
US: When employees use our card, we receive revenue off merchant interchange fees. ATM and bank transfer fees also apply
UK: Free to employers
EU: Free to employers
Global no cost pricing for employers and low to no cost for employees
US: When employees use the AnyDay card there is no transaction fee as we receive revenue off merchant interchange fees. ATM & bank transfer fees apply
UK: Free to employers. There is a £1.74 transaction fee per withdrawal for the employee, capped at £10.44/mo
EU: Free to employers. There is a €1.74 transaction fee per withdrawal for the employee, capped at £10.44/mo
Customer reviews
Technical Information
| Solution type | Extensions and Add-ons |
| Category | Core HR and Payroll |
| Industry | Cross-Industry, Retail, Wholesale Distribution, Travel and Transportation, Sports and Entertainment |
| Works with |
SAP SuccessFactors Employee Central |
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Deployment |
Integrates with SAP Cloud solutions This product integrates with SAP cloud solutions using standard SAP-approved interfaces and APIs. |
| Globalization |
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| Operations |
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The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Security |
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| Compliance |
SOC 1 and SOC 2 A18:C26 This provider complies with relevant AICPA standards for internal controls over financial reporting and for information system security, availability, processing integrity, and confidentiality or privacy. |
Resources
AnyDay Video
AnyDay is Payday!
Publisher
QRails, Inc.
QRails is a cloud-based, API-driven issuer-processor enabling payroll providers, financial institutions and other fintech service organizations throughout North America, Latin America and Europe to deliver Earned Wage Access and other digital payment solutions.

