Give employees access to earned wages to boost retention and engagement at no cost to you
Employees struggle with financial stress from waiting for payday, often resorting to expensive payday loans and overdraft fees that harm well-being and productivity. Payactiv provides access to earned wages before payday, plus financial wellness tools for saving, budgeting, and stress reduction. Integrated with SAP SuccessFactors Employee Central via API, it delivers Earned Wage Access and financial guidance without disrupting payroll.
Overview
Reduce financial stress and boost retention by 30%
By providing access to earned wages before payday, Payactiv helps reduce employee financial stress that leads to absenteeism and turnover. Employers see a boost in retention by up to 30%. Employees feel financially supported and valued, resulting in fewer missed shifts and higher engagement.
Offer financial wellness benefits at no cost: 79% would switch jobs for it
Offering earned wage access as part of your benefits package strengthens your competitive advantage in recruiting, with nearly four in five employees reporting they would consider changing jobs to gain access to this financial wellness benefit.
Reduce absenteeism by up to 70%
Financial stress is a leading cause of missed shifts and tardiness. When workers can bridge the gap between paydays without turning to predatory loans, they show up more consistently and focused. Employers offering this benefit report absenteeism reductions of up to 70%, leading to stronger staffing reliability and operational efficiency.
Details
Solution type
APIs and Technical Components
Industry
Cross-Industry, Retail, Industrial Manufacturing, Wholesale Distribution, Healthcare
Compatibility
Works with
SAP SuccessFactors Employee Central
Features
Provide multiple fee-free earned wage options
Employees access earned wages in real time through the platform integrated with SAP SuccessFactors Employee Central, with fee free ACH transfers, instant card transfers, immediate credit on Uber or Amazon, or Walmart cash pickup. Employers can enable fee-free options or low-cost flat fees.
Empower workers with in-app financial tools
Employees can connect with certified financial coaches for personalized guidance on budgeting, debt, and credit—plus explore a rich library of expert resources to build lasting financial confidence.
Offer flexible savings options
Employees can set up and track personal savings goals, automate contributions, and grow faster with optional employer matching programs and incentives.
Plans and pricing
Free For Employers
Payactiv is cost-free for employers—no setup fees, no recurring charges.
Payactiv offers no-fee options for employees, including ACH transfers, Uber, Amazon, and bill pay, plus low-cost real-time transfers ($2.49-$3.49). See full pricing at payactiv.com/program-pricing.
EWA compliant in all 50 US states, and all Canadian provinces and territories. Visit the Trust Center for more information here: https://www.payactiv.com/trust-center/.
Payactiv is cost-free for employers—no setup fees, no recurring charges.
Payactiv offers no-fee options for employees, including ACH transfers, Uber, Amazon, and bill pay, plus low-cost real-time transfers ($2.49-$3.49). See full pricing at payactiv.com/program-pricing.
EWA compliant in all 50 US states, and all Canadian provinces and territories. Visit the Trust Center for more information here: https://www.payactiv.com/trust-center/.
Technical Information
| Solution type | APIs and Technical Components |
| Category | Core HR and Payroll |
| Industry | Cross-Industry, Retail, Industrial Manufacturing, Wholesale Distribution, Healthcare |
| Works with |
SAP SuccessFactors Employee Central |
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Deployment |
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| Globalization |
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| Operations |
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The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Security |
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| Compliance |
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| Privacy policy |
SAP's privacy policy is not applicable to the use of this app. Please refer to the privacy policy provided by this app's partner. |
Resources
Case Study: Urban Outfitters
Nine out of 10 employees want Earned Wage Access
Earned Wage Access Is Becoming a Crucial Part of the New Normal
Publisher
PAYACTIV, INC
Payactiv, an award-winning certified B-Corp, is redefining access to earned wages and financial wellness. Serving over 38,000 businesses and millions of workers, Payactiv provides a digital wallet and a suite of tools that empower people to participate fully in the economy they help create.
