Treasury and working capital management
Optimise treasury, reduce financial risks, and unlock liquidity
Help reduce treasury and working capital management costs
Build financial resilience and drive scalable growth with integrated tools to manage treasury, financial risk, and working capital processes across your organisation.
Mitigate financial and operational risk
Reduce financial risk and enable compliance with data-driven decisions, on-the-fly analytics, and deep drill-downs.
Increase operational efficiency and effectiveness
Use comprehensive automation capabilities and gain control with straight-through processing and intelligent applications.
Protect your investment
Gain agility, scalability, and extensibility across the treasury ecosystem with future-proof solutions.
Explore treasury and working capital management capabilities
Mitigate risk, manage payments, and unlock liquidity in your operational processes to grow your business.
Optimise accounts receivable
Manage open receivables, efficiently collect cash, and resolve disputes faster. Control customer credit risk and reduce bad debt.
Improve accounts payable management
Make automated vendor payments with greater control of cash outflows.
Increase financial health and transparency
Monitor receivables with intuitive analytics, mitigate future disputes, and pinpoint root causes quickly and proactively.
Increased efficiency
Elevate financial operations with AI-enhanced processes that seamlessly handle inquiries—so you can focus on strategic growth.
Improve payment operations
Reduce manual effort and automate payment operations with machine learning and intelligent processing rules.
See how customers are succeeding with SAP
Introducing a payment factory to in-house banking
Explore how e-commerce and service provider Otto Group standardised and simplifed transactions to diversify its treasury.
Gaining enterprise visibility for 11 companies
Learn how TIMETOACT GROUP successfully used multibank connectivity to accelerate closing and integrate order-to-cash processes.
See what analysts are saying about SAP
SAP named a Leader for Financial Planning Software
Explore why Gartner® named SAP as a Leader in its 2025 Magic Quadrant™ report for Financial Planning Software.
SAP named a Leader in AI-Enabled Enterprise Treasury and Risk Management Applications
Discover why SAP is named a Leader in its IDC MarketScape: Worldwide AI-Enabled Enterprise Treasury and Risk Management Applications 2025–2026 Vendor Assessment.
SAP named a Leader for Cloud ERP Finance
Explore why Gartner® named SAP as a Leader in its 2025 Magic Quadrant™ report for Cloud ERP Finance.
Featured resources
SOLUTION DEMO
Reimagine working capital management with AI
Discover how SAP Business AI for Finance delivers cutting-edge solutions to streamline operations, providing real-time insights and automated processes that enable more intelligent decision-making and efficient cash management.
REPORT
The future of treasury and working capital
Learn how to build a digital foundation for a forward-looking treasury using SAP cloud solutions and AI that enhance strategic roles, manage risks, and ensure liquidity.
REPORT
Journeys to Treasury
Explore the emerging trends, challenges, and priorities that some of the world's leading treasurers believe will shape their best practices in 2025–2026 and beyond. This 10th anniversary edition is a collaboration between SAP, BNP Paribas, PwC, and the European Association of Corporate Treasurers (EACT).
E-BOOK
CFO perspectives on unlocking insights through conversation
Discover new ways to quickly integrate innovative concepts, insights, and best practices into your business. In this e-book series for finance executives, you'll access the latest thought leadership created in partnership with Taulia.