Find out deficit and surplus bank accounts and propose the bank transfer.

Cash managers need a comprehensive overview of their cash position across all bank accounts to efficiently manage liquidity. This involves providing funds to deficit accounts and making informed decisions on investment or borrowing opportunities. Joule delivers an up-to-date overview of the cash position by collecting opening balances and expected cash flows, then calculating expected closing balances. Joule automatically identifies potential cash shortages and surpluses according to the Treasury Policy. Based on this data, Joule proposes efficient cash allocations through bank transfers. Thanks to Joule, cash managers can optimize liquidity allocation within the organization and effectively fund operations. Joule significantly reduces the time needed to retrieve relevant data and execute informed actions confidently.