SAP Global Commitment to Anti-Money Laundering & Combating the Financing of Terrorism
SAP is committed to the highest standards of integrity and sustainable business practices in all the markets in which it operates. SAP recognizes the importance of controls relating to anti-money laundering (AML) and to combat the financing of terrorism (CFT) in support of the 2030 Sustainable Development Goals set by the United Nations General Assembly. הורד את המסמךPUBLIC
SAP Global Commitment to Anti-Money
Laundering & Combating the Financing of
Terrorism
Version 2.0 – April 2025
SAP Global Commitment to Anti-Money
Laundering & Combating the Financing of
Terrorism
Version 2.0 – April 2025
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SAP Commitment
SAP is committed to the highest standards of integrity and sustainable business practices in all the markets
in which it operates. SAP recognizes the importance of controls relating to anti-money laundering (AML) and
to combat the financing of terrorism (CFT) in support of the 2030 Sustainable Development Goals set by the
United Nations General Assembly.
Money laundering is the process of converting proceeds of illegal transactions so that they appear to be
legitimately secured. Money laundering is frequently conducted or attempted through financial transactions
designed in whole or in part to conceal or disguise the nature, location, source, ownership, or control of the
proceeds of an unlawful activity.
The financing of terrorism makes funds available to support individuals and organizations in committing
criminal acts of terrorism or to support terrorist organizations.
If unchecked money laundering and/or terrorist financing activity allow organized crime and terrorism
undermine public safety, legal institutions and weaken the most vulnerable societies.
The Global Code of Ethics and Business Conduct for Employees (“Code”, section 5.9,
www.sap.com/globalcode) expressly forbids any kind of activity and/or transactions that facilitate money
laundering and financing of terrorism.
SAP is unwavering in its commitment to work with governments and regulators to prevent and eradicate
money laundering and terrorist financing activity, addressing unacceptable or illegal forms of payment and
financial transactions. SAP observes all applicable laws relating to Anti-Money Laundering and Combating
the Financing of Terrorism for all countries in which it does business. SAP conducts business only with
reputable customers involved in legitimate and compliant business activities and transactions.
All employees and third parties are encouraged to report any money laundering and terrorism financing
concerns, violations, or suspicious transactions by using Speak Out at SAP (www.sap.com/speakout) or
other reporting channels specified in the Code. The SAP Anti-Money Laundering Committee can be reached
by email (SAP_AML_Committee@sap.com).
SAP Anti-Money Laundering (AML) / Combating Financial Terrorism
(CFT) Program
SAP has an established AML and CFT program in accordance with applicable laws and regulations. It
reflects global regulatory developments and standards relating to business operations, products, and
services.
The program is designed to prevent SAP from being used to facilitate money laundering and/or financing of
terrorist activities and considers appropriate inherent and residual risks and controls at the country, legal
entity, and business operations level, among other factors.
SAP Commitment
SAP is committed to the highest standards of integrity and sustainable business practices in all the markets
in which it operates. SAP recognizes the importance of controls relating to anti-money laundering (AML) and
to combat the financing of terrorism (CFT) in support of the 2030 Sustainable Development Goals set by the
United Nations General Assembly.
Money laundering is the process of converting proceeds of illegal transactions so that they appear to be
legitimately secured. Money laundering is frequently conducted or attempted through financial transactions
designed in whole or in part to conceal or disguise the nature, location, source, ownership, or control of the
proceeds of an unlawful activity.
The financing of terrorism makes funds available to support individuals and organizations in committing
criminal acts of terrorism or to support terrorist organizations.
If unchecked money laundering and/or terrorist financing activity allow organized crime and terrorism
undermine public safety, legal institutions and weaken the most vulnerable societies.
The Global Code of Ethics and Business Conduct for Employees (“Code”, section 5.9,
www.sap.com/globalcode) expressly forbids any kind of activity and/or transactions that facilitate money
laundering and financing of terrorism.
SAP is unwavering in its commitment to work with governments and regulators to prevent and eradicate
money laundering and terrorist financing activity, addressing unacceptable or illegal forms of payment and
financial transactions. SAP observes all applicable laws relating to Anti-Money Laundering and Combating
the Financing of Terrorism for all countries in which it does business. SAP conducts business only with
reputable customers involved in legitimate and compliant business activities and transactions.
All employees and third parties are encouraged to report any money laundering and terrorism financing
concerns, violations, or suspicious transactions by using Speak Out at SAP (www.sap.com/speakout) or
other reporting channels specified in the Code. The SAP Anti-Money Laundering Committee can be reached
by email (SAP_AML_Committee@sap.com).
SAP Anti-Money Laundering (AML) / Combating Financial Terrorism
(CFT) Program
SAP has an established AML and CFT program in accordance with applicable laws and regulations. It
reflects global regulatory developments and standards relating to business operations, products, and
services.
The program is designed to prevent SAP from being used to facilitate money laundering and/or financing of
terrorist activities and considers appropriate inherent and residual risks and controls at the country, legal
entity, and business operations level, among other factors.