Credit Rating
Rating agencyLong-term Issuer RatingOutlook
Moody's
A1Stable
Standard & Poor's
A+Stable
The following Eurobonds have received “A1” rating by Moody’s and/or “A+” rating by Standard & Poor’s:
€ 1.0bn Notes due 2027
€ 1.8bn Notes due 2028
€ 1.65bn Notes due 2029 
€ 500m Notes due 2030           
€ 2.1bn Notes due 2031
€ 1.0bn Notes due 2033
Outstanding Financial Debt as of June 30, 2026
Bonds
InstrumentIssue dateMaturityVolume
(in million)
Issue
currency
CouponSecurity code
(WKN)
ISIN No.
Eurobond 4 - 2014Nov. 20, 2014Feb. 22, 20271,000EUR1.750% (fix)A13SL3DE000A13SL34
Eurobond 7 - 2018Mar. 13, 2018Mar. 13, 2030500EUR1.375% (fix)A2G8VU  DE000A2G8VU3
Eurobond 8 - 2018Dec 10, 2018Mar 10, 20281,000EUR1.250%A2TSTFDE000A2TSTF5
Eurobond 8 - 2018Dec 10, 2018Mar 10, 20311,250EUR1.625%A2TSTGDE000A2TSTG3
Eurobond 10 - 2020May 18, 2020May 18, 2029800EUR0.375%A289CZ XS2176715667
Eurobond 11 - 2026June 3, 2026June 3, 2028800EUR3mE +33bpsA46ZXQXS3393867224
Eurobond 11 - 2026June 3, 2026June 3, 2029850EUR3.000% (fix)A46ZXRXS3393867810
Eurobond 11 - 2026June 3, 2026June 3, 2031850EUR3.250% (fix)A46ZXSXS3393869279
Eurobond 11 - 2026June 3, 2026June 3, 20331,000EUR3.500% (fix)A46ZXTXS3393869782
Total outstanding Bonds in EUR8,050EUR


For more details please see the documentation.
Commercial Paper Programme

The Commercial Paper Programme enables SAP SE to issue short-term notes on the money market with a volume of up to € 2.5 billion.

As of June 30th, €0.5 billion have been issued under the programme.

 

Issuer
SAP SE
Program amount
€ 2.5 billion
Arranger     
Citigroup
Dealer     
Barclays, BNP, Citigroup, Commerzbank, ING
Issuing and paying agent              
Citibank
Term    
1 to 364 days


For more details please see the Commercial Paper Programme documentation.
Maturity Profile

Overview of SAP's maturity profile (according to contractual maturities for our outstanding bonds).

 

* Please note that SAP has converted a portion of its outstanding debt with fixed interest rate into variable via the use of interest rate swaps.

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