AUTONOMOUS FINANCE
Cash and Treasury Assistant
Optimise and control liquidity with intelligent positioning, forecasting, and bank insights to prevent risk and fund operations.
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Overview
The Cash and Treasury Assistant monitors internal funding positions and requirements to reduce external financing costs, suggests opportunities to streamline bank wallet share and fees, and proposes cash transfers between bank accounts. The resulting enhanced interest yield and reduced financing cost helps treasury departments support growth initiatives.
Tasks this assistant can help with:
Cash positioning
- Scanning cash positions to highlight risks
- Avoiding operational disruptions
Transparent cash insight
- Classifying free versus non-free cash flow
- Reducing manual classification
Bank relationship
- Providing visibility into liquidity, credit, and costs
Predictive forecasting
- Predicting cash flow timing
- Improving liquidity decisions
Cash forecasting
- Projecting cash positions
- Highlighting shortfalls and funding requirements
Example use cases for this assistant:
- Real-time liquidity monitoring across global entities and banks
- Early identification of funding gaps and concentration risks
- Automated cashflow forecasting
- Optimisation of idle cash and capital allocation
- Streamlining of bank relationship and cost management
- Investment and borrowing decision support with projected positions
- Automating cash pooling
- Acceleration of response to liquidity shortfalls
Benefits
Liquidity visibility
Gain an instant, unified view of cash across all entities, banks, and currencies with automated consolidation.
Proactive risk detection
Flag overdrafts, funding gaps, and concentration risks before they disrupt operations.
Intelligent forecasts
Predict cash flow timing based on actual payment behaviour.
Smarter capital allocation
Identify idle cash and propose transfers to maximise returns.
Complete bank relationship control
Gain visibility into credit, costs, and dependencies across banking partners.
Agents used by this assistant
Use the Cash Management Assistant to orchestrate specialised AI agents, including Joule Agents that apply SAP’s process expertise or custom agents you create.
Cash Positioning Agent
Continuously scans positions to flag concentration risk, prevent overdrafts, and highlight idle cash.
Bank Relationship Agent
Provides complete visibility across banking partners to optimise relationships, reduce costs, and manage risk.
Treasury Financing Agent
Provides visibility and control over treasury financing positions and funding requirements.
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Advance your cash and treasury
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