Skip to Content

Card Management

Manage the end-to-end lifecycle of your card products and services


Manage credit, debit, loyalty, and all other kind of cards and related processes – including authorisation, clearing and settling, and integration – with the card management application from SAP. Accomplish these tasks with the flexibility you need to design the right products for your customers and provide outcome-focused services.

  • On-premise and cloud deployment
  • One application for all card types and scenarios
  • Centralised card data and real-time information
  • Support for campaigns, offers, and cross-selling

Key Benefits

Simplify card management processes

Define your own card products and bundles, and bring them to market faster, by owning the issuing process.

Oversee card services with one flexible solution

Stay ahead of the competition by offering innovations such as token services, virtual cards, or wallet solutions with flexible configuration capabilities.

Strengthen your customer base with cross-selling

Improve the customer experience by motivating your cardholders to increase active card use while attracting partners and co-branding opportunities.

Key Capabilities

Show more
Integrated plans and processes in one solution

  • Reduce the time to create and deliver flexible card products
  • Gain full control over your card-issuing processes
  • Assess all your card scenarios with one solution

Real-time, personalised sales opportunities

  • Use real-time card information to plan campaigns, marketing, and next-best offers
  • Grow your market share by building a strong customer base with cross-selling opportunities
  • Encourage active card usage to increase your earnings

Accelerated innovation for card services

  • Improve services across all channels with a central platform that exposes relevant, real-time data
  • Support new payment technologies such as tokens, virtual cards, and e-wallets
  • Connect directly to your card schemes

Technical Information

This product can be deployed in the cloud or on premise, and system and software requirements vary by specific customer scenarios.

Installation and setup

Follow the setup instructions so you can start running your SAP software quickly and confidently.


Optimise configuration of card management with our comprehensive configuration guide.


Find out how you can seamlessly integrate card management with your existing IT landscape.

Get Started

Jump-start your implementation and drive ROI by collaborating with industry experts, consultants, and support engineers throughout your journey.


Transform your business quickly and effectively by taking advantage of our holistic service and support plans, expert consulting services, custom application development, proven best practices, and deep industry and technical knowledge.


Help keep your SAP solutions running at peak performance with our IT experts and support services, including long-term plans, embedded teams, remote technology support, self-service portal, and innovation strategies.

Security and compliance

Focus on your business and customer relationships, while keeping your data safe and reliable. SAP takes a proactive, predictive approach to maintaining compliance and data security in the cloud and within an on-premise data centre.

Questions? Get in touch!

Back to top