SAP Business AI for finance
Revolutionise finance with embedded AI
Optimise your financial processes with powerful AI capabilities that improve accuracy, decision-making, and compliance management.
Embed AI across your finance processes:
Make the best decisions with real-time data and predictive analytics supported by generative AI
Shorten reporting cycles and increase productivity with automated, AI-driven processes
Protect business value with streamlined regulatory and sustainability standards
Gain transparency on cash position and cash forecast, manage cost-effective payments, and mitigate financial risks
Increase revenue growth
SAP Business AI uses advanced analytics and predictive insights to help identify new revenue opportunities, optimise pricing, and enhance customer acquisition.
Boost financial resilience
Increase financial stability and efficiency and drive sustainable profitability using automated processes, optimised operational costs, and real-time insights.
Improve operating cash flow
Streamline cash flow management, optimise working capital, and provide accurate forecasting.
Drive growth and resilience with AI-powered finance
See how AI and analytics in ERP help you grow revenue, manage risk, and optimise working capital—while ensuring compliance and sustainability.
AI that fits into your flow of work
Simplify work and accelerate results with AI-enabled scenarios that connect end-to-end finance processes.
USE CASE
Turn cost centre data into instant insights
Cut reporting time by 50% with AI-driven summaries, KPIs, and recommendations that speed financial decisions and lower costs.*
USE CASE
Lower the barrier to analytics using natural language
Ask questions and get answers—analytics made intuitive with natural language.
USE CASE
Reduce time spent summarizing financial data by up to 50%*
Improve budget control per project with visibility into actuals, plans and budget control data.
USE CASE
Simplify asset accounting with AI-driven automation
Streamline finance processes with AI-assisted asset creation, simplified depreciation explanations, and AI-generated value calculation insights—driving greater efficiency, transparency, and smarter decision-making.
USE CASE
Reduce effort to investigate and remediate errors by 90%*
Fix errors in closing tasks faster with AI-supported root cause analysis and expert communication.
USE CASE
Automate emission factor mapping with AI-driven accuracy
Enable sustainability experts to map emission factors, calculate carbon footprints, and leverage insights for climate action initiatives accurately and efficiently.
USE CASE
Match payments faster, reduce DSO
Simplify the order-to-cash process by automatically matching incoming bank statement items to open receivables or accounts. This accelerates processing, reduces days sales outstanding, and improves customer service performance.
USE CASE
Reduce write-offs with smart receivables follow-up
Reduce uncollectable write-offs with an Accounts Receivable Agent that analyses overdue receivables and automatically follows up with customers.
USE CASE
Streamline service with automated e-mail replies
Analyse the context of customer e-mails, generate tailored responses, and recommend next steps with AI to resolve issues faster.
USE CASE
Cut compliance effort by 85% with intelligent automation*
Save time and cut compliance costs by using Joule’s Regulatory Change Manager to automate discovery and evaluation of regulatory updates.
USE CASE
Stop suspicious transactions before they become losses
Help auditors identify fraudulent activity and other anomalies before they become unrecoverable losses.
USE CASE
Turn ESG data into ready-to-use sustainability reports
Automate the ESG reporting process to focus your team on analysis and optimisation—not data gathering.
USE CASE
Automate U.S. tax configuration with AI-driven accuracy
Streamline U.S. tax setup by automating address extraction and jurisdiction coding, saving time, reducing manual work, and improving compliance accuracy.
USE CASE
Simplify e-invoicing compliance with AI-driven error explanations
Boost productivity and cut costs by simplifying complex e-invoicing errors with clear, conversational explanations—accelerating root cause resolution, reducing penalties, and improving cash flow.
USE CASE
Automate product compliance disclosure processing with AI
Improve accuracy and efficiency by automating product compliance disclosure processing and mapping, reducing errors, minimising penalties, and enabling focus on strategic compliance priorities.
USE CASE
Predict the risk of late payment for invoices
Reduce outstanding debt by predicting invoice payment risk with behavioural insights—helping financial users identify high-risk accounts, optimise collections, and take proactive, data-driven action.
USE CASE
Streamline fixed asset master data creation
Save time and boost productivity by creating fixed asset master data through a conversational interface—improving accuracy, governance, and reducing setup time by 75%.*
USE CASE
Quickly detect and update expiring prices with AI
Prevent pricing errors by identifying expiring prices early and creating new elements conversationally—reducing effort by 95% and enabling quicker, more accurate updates.*
USE CASE
Estimate travel expenses fast with AI
Eliminate hours of trip research with Request Assistant, which uses generative AI to provide intelligent cost estimates for business travel. Employees gain faster approvals, better budget accuracy, and a smoother planning experience—saving up to 83% of the effort per trip.*
USE CASE
Book smarter with personalised travel recommendations
Find travel options faster by using AI recommendations that factor in preferences, policy, and convenience—speeding bookings, ensuring compliance, and boosting traveler satisfaction.
USE CASE
Speed up hotel expense itemization with AI
Improve accuracy and save time by automating hotel folio itemization, reducing manual work, expediting approvals, and boosting satisfaction with faster processing.
USE CASE
Ensure compliance with automated expense report audits
Boost compliance and efficiency by automatically reviewing expense reports, flagging errors and violations, and freeing auditors to focus on high-risk transactions.
Joule Agents
Discover ready-to-use Joule Agents for finance that automatically plan and execute multi-step workflows connecting departments, speeding up decisions, and streamlining processes.
Dispute Resolution Agent
Reduce dispute handling costs by up to 30% and close cases quickly and accurately with an Agent that works across functions to analyse, validate, and resolve disputes.
Expense Report Validation Agent
Reduce expense reporting time by up to 30% and up employee productivity with an Agent that guides accurate reporting and proactively resolves non-compliant entries.
Meeting Location Planner Agent
Reduce time to plan offsite meetings by up to 60% and simplify bookings with an Agent that summarizes costs and automates date, venue, and hotel selection.
See how customers are succeeding with SAP
Integrating AI into financial operations
Learn how SK C&C built a scalable foundation for innovation and growth while reducing total cost of ownership.
Supporting growth through automation
See how Sony Pictures Networks India drove enterprise automation to streamline finance and support future-ready operations.
Automating invoice processing with AI
See how Western Sugar Cooperative cut invoice processing time by 25% and now processes 40,000 supplier invoices without human intervention.
Automating invoice processing with AI
Learn how De Agostini automates 91% of vendor invoices, saving 500 hours each month.
Calculate your savings from SAP Business AI
Learn how SAP Business AI can deliver measurable value for your business.
Packages
Discover how Joule can help address your finance needs by driving bottom-line impact that improves operating cashflow, increases revenue growth, and optimises net profit margin.
Joule Base
Baseline AI capabilities, included in all cloud subscriptions:
Provides free access to core AI functions
Supports tasks like finding information and navigating to task-relevant locations
Embedded in standard cloud licenses with solution-specific foundational AI capabilities
Joule Premium
Advanced AI capabilities tailored to your business needs. Includes everything in Joule Base plus:
Powerful organisation-wide or user-specific access to high-value AI services
Relevant Joule Agent capabilities and premium Joule capabilities, such as analytical insights and task automations
Price based on usage through AI units, billed monthly
Resources
ANALYST REPORT
AI-Powered Business Suite for Finance
Discover how an integrated suite of financial solutions can help organisations leverage data and AI across different financial operations to contribute to growth objectives.
ARTICLE
Five ways that AI is changing finance
AI tools are ready to exceed human capabilities in five key financial disciplines, according to research commissioned by SAP Insights. Take a closer look at the biggest changes these disciplines face, and learn about unique traits and common strengths and weaknesses of AI.
ANALYST REPORT
Modernising finance with AI
Learn how AI in ERP systems can enhance your organisation’s ability to improve overall performance. IDC conducted an expansive survey of a finance audience across organisations worldwide to assess their approaches to and uses of AI.