Kapital Grupo Financiero secures its digital future with SAP Cloud ERP
Find out how Kapital Grupo Financiero — one of Mexico’s fastest-growing fintechs turned full financial group — consolidated operations across banking, investments, and finance with SAP Cloud ERP, implemented by Optisoft and 2DTech, driving agility, compliance, and trusted data management. Download the DocumentPublic
“For us, SAP Cloud ERP is efficiency. With reliable
numbers, secure data, and daily consolidation across
multiple companies, we see it not as an expense but as an
investment that ensures our growth. In ten years,
supported by SAP Cloud ERP, Kapital will be among the
ten largest banks in Mexico.”
Roberto Flores, Independent Board Member, Kapital Grupo Financiero
Kapital Grupo Financiero
Av. Insurgentes Sur 2475,, Barrio Loreto,
San Ángel,
01090, Álvaro Obregón, Ciudad de México.
https://kapital.com
Industry
Banking
Products and services
Financial Services —
Banking
Featured solutions
SAP S/4HANA Cloud
~6
Weeks for a completed
Colombian rollout
8
companies
consolidated, growing
to 12 in the short term
Before: Challenges and opportunities
• Transition from fintech to full financial group with bank, brokerage, and asset management.
• Legacy SAP on-premise at acquired bank limiting flexibility.
• Need for reliable daily financial consolidation across multiple subsidiaries
• Complex requirements for regulatory reporting and compliance.
Why SAP and OptiSoft and 2Dtech
• Migration from legacy on-premise SAP to SAP Cloud ERP for scalability and innovation.
• Cloud architecture aligned with fintech philosophy and growth strategy.
• Built-in best practices covering 90–95% of requirements “out of the box”.
• Multi-entity, multi-currency, and multi-country support enabling regional expansion.
• OptiSoft and 2Dtech chosen for deep knowledge of the bank’s prior SAP setup and smooth continuity
of service.
After: Value-driven results
• Unified platform consolidating data across eight companies, scaling to 11–12.
• Daily automated consolidation in USD, MXN, and COP across entities.
• Increased efficiency by adopting standard SAP best practices with minimal customization.
• Greater data security and regulatory compliance, ensuring trust with authorities.
• Future readiness to integrate proprietary AI-based credit analysis with SAP Cloud ERP.
Kapital Grupo Financiero accelerates Latin American expansion
with SAP Cloud ERP
Featured Partner
2025enUS (25/MM) © 2025 SAP SE or an SAP affiliate company. sap.com/terms-of-use
“For us, SAP Cloud ERP is efficiency. With reliable
numbers, secure data, and daily consolidation across
multiple companies, we see it not as an expense but as an
investment that ensures our growth. In ten years,
supported by SAP Cloud ERP, Kapital will be among the
ten largest banks in Mexico.”
Roberto Flores, Independent Board Member, Kapital Grupo Financiero
Kapital Grupo Financiero
Av. Insurgentes Sur 2475,, Barrio Loreto,
San Ángel,
01090, Álvaro Obregón, Ciudad de México.
https://kapital.com
Industry
Banking
Products and services
Financial Services —
Banking
Featured solutions
SAP S/4HANA Cloud
~6
Weeks for a completed
Colombian rollout
8
companies
consolidated, growing
to 12 in the short term
Before: Challenges and opportunities
• Transition from fintech to full financial group with bank, brokerage, and asset management.
• Legacy SAP on-premise at acquired bank limiting flexibility.
• Need for reliable daily financial consolidation across multiple subsidiaries
• Complex requirements for regulatory reporting and compliance.
Why SAP and OptiSoft and 2Dtech
• Migration from legacy on-premise SAP to SAP Cloud ERP for scalability and innovation.
• Cloud architecture aligned with fintech philosophy and growth strategy.
• Built-in best practices covering 90–95% of requirements “out of the box”.
• Multi-entity, multi-currency, and multi-country support enabling regional expansion.
• OptiSoft and 2Dtech chosen for deep knowledge of the bank’s prior SAP setup and smooth continuity
of service.
After: Value-driven results
• Unified platform consolidating data across eight companies, scaling to 11–12.
• Daily automated consolidation in USD, MXN, and COP across entities.
• Increased efficiency by adopting standard SAP best practices with minimal customization.
• Greater data security and regulatory compliance, ensuring trust with authorities.
• Future readiness to integrate proprietary AI-based credit analysis with SAP Cloud ERP.
Kapital Grupo Financiero accelerates Latin American expansion
with SAP Cloud ERP
Featured Partner
2025enUS (25/MM) © 2025 SAP SE or an SAP affiliate company. sap.com/terms-of-use