Enable financial inclusion for gig workers, empowering your company reach to the unbanked
Born to disrupt traditional credit access for the underbanked, leveraging score-building tools to forge connections with financial companies. Our model fosters accessibility while minimizing default risks, thanks to a robust risk analysis engine. Integrated with SAP BTP, it enables swift market expansion with minimal costs. A partner that is a member of SAP’s curated startup ecosystem.
Overview
Understand the stability of your users with our Score and Risk profile
One of the core challenges financial services experience when serving self-employed is determining the reliability of their future earnings. For them, we have developed our own algorithm to predict their ability to maintain earnings at the same level in the future. The Score is an indicator of that individual’s earning stability.
Add more value with our Risk profile generation
We provide third-party independent revenue validation for gig workers, packaged with a custom-built risk profile to fuel each partner’s underwriting needs. Each user profile is built by collecting, standardizing and analyzing thousands of data points in four basic categories: Income, Stability Profiling, Assets and Identity.
Use our revenue validation with multiple sources to valide your decisions
One of the key data points we can share with you is revenue validation. We can access all revenue generated by our users on their work platforms, transform it, and analyze it. User's consolidated income information that you will receive from us forms the infrastructure that is missing from today's underwriting processes.
Details
Solution type
Extensions and Add-ons
Industry
Banking
Compatibility
Works with
SAP Business Warehouse Accelerator
Features
Drive impact and connect with financial seekers and gig workers effortlessly
Seamlessly reach over 100,000 validated users actively seeking financial services. Directly connect with gig workers, creators and freelancers while showcasing your product's details for easy comprehension. Enjoy fast, simple front-to-front integration, redirecting users to your landing page.
Empower your leads with real time user and work data at your fingertips
Target with precision by connecting with pre-qualified independent workers, freelancers, and creators on our marketplace, refining your outreach through customizable dataset packages, income validation, and advanced filtering to enhance your understanding of customers and maximize impact.
Use alternative data to understand gig workers and uncover new monetization ways
Integrate the customer Insights widget into your application or website, capturing gig workers, freelancers, and creators. Unlock the power of alternative data for enhanced customer understanding and create custom-made products.
Plans and pricing
Bulk Data Packages
Consultancy services for gig workers users
Custom made Bankuish Risk profiles
Bankuish Score plus data points made for your credit analysis
Let us provide you with the data to help strengthen and complement your risk and analytical models: Use new data from gig workers and refine the selection and grading criteria to sell your products
- Minimum contract 1 month
Consultancy services for gig workers users
Custom made Bankuish Risk profiles
Bankuish Score plus data points made for your credit analysis
Let us provide you with the data to help strengthen and complement your risk and analytical models: Use new data from gig workers and refine the selection and grading criteria to sell your products
Technical Information
| Solution type | Extensions and Add-ons |
| Category | Data and Analytics |
| Industry | Banking |
| Works with |
SAP Business Warehouse Accelerator |
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Deployment |
Integrates with SAP Cloud solutions This product integrates with SAP cloud solutions using standard SAP-approved interfaces and APIs. |
| Globalization |
Localized for business best practices This product has been localized to incorporate local business best practices (e.g. support for local currencies). |
| Operations |
Meets recommended data lifecycle management standards This product meets SAP Store-recommended standards for data lifecycle management and data destruction. |
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
| Security |
Encrypted communication channels This product employs encryption to secure all communication channels. |
| Compliance |
ISO 27001 (Information Security Management) This product meets the standards for information security management specified by ISO 27001. |
| Privacy policy |
SAP's privacy policy is not applicable to the use of this app. Please refer to the privacy policy provided by this app's partner. |
Resources
Bankuish guide for users
Bankuish CEO interview about Loans And Financial Security For Gig Workers
Customer success story - Spanish
Publisher
Banquish, inc
Bankuish works to improve the lives of freelancers and gig workers by providing a path to full financial inclusion. We are bridging the gap between gig workers and financial institutions. Our platform allows users to leverage their work history to demonstrate their creditworthiness and access preapproved loans and other financial services. Users can also use our app to grow their credit score and reach their financial goals. We have de-risked the process of lending to gig workers for traditional banks, allowing them to discover new customers, improve customer relationships, and increase productivity.
