End-to-end payment experience driving adoption, revenue, and digital trust

Fragmented payment systems with limited payment options create disconnected user experiences that delay payments and reduce customer satisfaction. Our solution delivers a unified payment platform that streamlines the meter-to-cash process with omni-channel journeys supporting diverse payment methods. By enabling an integrated, end-to-end payment experience, utilities can accelerate collections, reduce risk, and enhance customer satisfaction.

Overview

Streamline end-to-end payment experiences and improve customer experiences

Unify payments through seamless, omni-channel journeys and flexible payment options to simplify billing and collections. By integrating an end-to-end payment experience, utilities gain real-time visibility, reduce operational friction, and improve cash flow. This enables faster payments, minimizes risk, and enhances customer satisfaction by delivering a consistent, convenient, and secure experience across all touchpoints.

Reduce delinquency and accelerate collections

Minimize delinquency by enabling flexible payment options, proactive reminders, and seamless omni-channel experiences that make it easier for customers to pay on time. With an integrated, end-to-end payment platform, utilities gain real-time visibility into payment behavior and can act quickly with targeted interventions. This drives higher on-time payments, reduces outstanding balances, and strengthens overall cash flow and financial stability.

Serve low-income segments with greater customer trust

Support tailored payment journeys across residential, commercial, landlord, builder, property manager, agency, and low-income segments—all within a single platform. Enable flexible workflows, personalized engagement, and role-based functionality to deliver consistent, segment-specific experiences at scale.

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Details

Solution Type

Extensions and Add-ons

Industry

Oil, Gas, and Energy, Utilities, Telecommunications, Cross-Industry

Compatibility

Works with

This product is compatible with or enhances the functionality of these SAP solutions but doesn't require them.
SAP S/4HANA UtilitiesSAP S/4HANA Cloud Private EditionSAP ERPShow more

Features

Enable seamless omni-channel payments with integrated customer experience

Deliver seamless omni-channel payment experiences across web, mobile, Interactive Voice Response, kiosk, and messaging channels. Pre-integrated with SAP S/4HANA, the solution enables real-time meter-to-cash payment posting, unified billing workflows, and complete customer visibility.

Enable seamless omni-channel payments with integrated customer experience
Provide customers flexible and diverse payment options

Accepts credit, debit, Automated Clearing House (ACH), e-check, digital wallets, pay-by-link, text-to-pay, and WhatsApp, across all channels. Offers tailored arrangements including prepay, postpaid, auto-pay, level-pay, payment extensions, installment plans, and low-income support programs.

Provide customers flexible and diverse payment options
Enable AI-driven payment automation and revenue intelligence

Vertical AI automates payment workflows, trigger personalized behavioral nudges to improve on-time payments and predictability. Integrated with SAP S/4HANA, accounts are updated in real-time to deliver 360° views into risk, reconciliation, and settlement intelligence.

Enable AI-driven payment automation and revenue intelligence

Plans and pricing

All plans include:

Secure SaaS platformEnd-to-end payment processing with out-of-box integration with SAP S/4HANACredit card and Automated Clearing House (ACH) payment processingAccess to digital wallets (including Apple Pay, Google Pay, Venmo)360 views of payment processing reports and dashboards