A powerful digitalization platform for banks

Provides seamless (drag and drop) process design capabilities without interrupting the daily operations. Allows control and distribution of process tasks with the help of worklists, guided process flows and self controlled flows.

Robust security provides functionalities for device authentication, encryption, certificate management, monitoring and logging, caching, and error message handling, allowing banks to ensure a secure ecosystem as they explore new and innovative digital technologies.

Axxiome Digital supports different interfaces allowing banks to connect to or be consumed by a multitude of internal and external systems. The API Management capability serves as a console to manage and govern APIs that banks expose to external parties. This enables banks to use the APIs effectively, control which versions are available and are to be used, handle transactions, manage API security, manage traffic policy, generate additional revenues by monetizing the API executions by third parties and ensure proper monitoring and logging.

Offers several interfaces that enable seamless connectivity to different core or legacy systems. Support of different interfaces (SOAP, REST, API’s, …). Maps logical transactions to physical transactions. Orchestration of logical (business) services to technical services. Allows seamless connectivity with any core and legacy systems, third-party systems and peripheral devices in the back-end, processes in the middle layer, and interaction channels in the front-end. Serves as the new digital foundation for banks to onboard new and innovative digital capabilities. It delivers a great amount of functional and technical content out of the box, enabling quick integration to most major systems of records, and it is pre-integrated and certified in its integration to SAP Banking Services.

Integration based on the standard J/XFS framework - Platform independency, Network routing, Support for SBC environments (Citrix, …). Wide range of supported devices via serial port, USB, TCP/IP (Web-enabled devices). Usage of devices within processes for more security and efficiency. Leverage integration with cash dispenser and recycler, passbook and label printer, video teller machines among other existing or new peripherals, to facilitate on-demand fulfilment of all customer requests. Allows branches to maximise the value of their peripheral devices by allowing all users in the branch to access any device from their own terminals (even in Mobile terminals such as tables, or mobile phones), and by incorporating the devices into the different branch and teller processes, allowing for maximum automation and quicker customer service.

Enables secure communication channels to prevent any external intervention. Secure communication channels enable features like Video Identification to be used in the most secured environment

Empowers the configuration of sales products: Standalone products with special conditions, Bundles of products, Products with special additional features. Enables all products in all channels seamlessly by simply mapping new core products and exposing them to the channels and ecosystem via APIs. The product configurator also enables launching of newly enhanced products across the channels defined in the architecture in days, and not months.

End-to-end management of deposit products, origination, posting into core banking system. Supports Current/checking accounts, savings, term deposits, bundled pricing, overdraft protection for Retail Banking and Current/checking accounts, intraday interest rate, notional / cash pooling for Commercial Banking.

Flexible definition of collateral objects including immovables and movables. Flexible definition of collateral objects including immovables and movables. Wide range of calculations such as Loan-to-Value Ratios (LTV), collateral cover (shortfalls /free collateral). Wide range of calculations such as Loan-to-Value Ratios (LTV), collateral cover (shortfalls /free collateral).

a. Delivers functionality and modern UI designs for all customer interaction channels. The solution orchestrates all channels and devices defined in the banking architecture to ensure seamless customer experience, allowing customers to easily start – stop – resume – finish interactions across channels and devices. Axxiome Digital comes with ready-to-use channel solutions including Mobile, Online, Teller, Customer Service, Mobile Sales and Voice-activated devices.

500+ banking processes come out-of-the-box. Enables the automation of all of the bank’s business processes, furthermore it sets the base for the integration of Robotic Process Automation solutions to further optimise the ways of working and reduce cost. The processes are collected, massaged, refined, digitized and perfected based on process transformation engagements had with banks globally for more than three decades. Banks can simply pick and choose the ones needed, configure them across channels, and hit the ground running. Processes are highly customizable for specific business needs too. Business Process Management provides seamless (drag and drop) process design capabilities without interrupting the daily operations. Allows control and distribution of process tasks with the help of worklists, guided process flows and self controlled flows.

Allows the management different types of electronic documents in any format. Organising electronic documents into hierarchies of folders and complex documents within different types of workspaces. Enables features like designing of a document, mapping of the relevant dynamic fields and document printing. Scanning of documents with the feature of recognizing OCR, QR code or even barcode enables processes with a strong digitization power. Also provides secure archiving features.

Digital Teller Integrate with existing backend systems including the core platform and a range of existing and new peripheral devices to provide best-in-class, digital experiences at the branch. Digitize the standard Teller processes. Blend physical and digital experiences with rich omnichannel customer insights. Enrich traditional Teller roles with a modern, mobile-enabled, easy-to-use solution to deliver fast, seamless customer experiences.