Business Transactions Ledger
Cloud for Banking (C4B) is a next generation wallet-type solution that enables FIs and other organisations to store and manage transaction of all “currency” types, like FIAT, digital currencies, tokens, and loyalty points for themselves as well as for their end-customers. Best in class BankInTheBox.
Benefits
Provision Stored Value Accounts instantly
Stored Value Accounts can be used to manage transactions in different currencies like Fiat, digital currencies, loyalty programs points, as well as in new type of currencies like tokens, e.g. of green energy or carbon footprint.
Pay as you grow
Instead of high up-front costs, you can grant access to accounts on demand and pay only for actively used accounts. Flexible subscription plans are available to best support your growth.
Understand transactions and take proper action
With its Advanced Transactions Screening and Machine Leaning capabilities, Account as a Service (ACAS) not only helps with auto-categorization of transactions for spend analysis, but also helps with KYC and AML compliance
Benefit from existing Payment Rails integration
Integration to a payment network is expensive and time consuming. Payment Rails integration gives you the ability to immediately participate in various global payment networks without risk and high up-front costs.
Features
Manage any-currency transactions
Management of customer accounts, such as account contracts, account turnovers, or account settlements in any currency i.e. FIAT and digital (crypto/tokens etc).

Design your unique account offering
Robust product management capabilities to tailor specific products and benefits to various customer segments. Advanced design options prepared to be managed by business users.

Flexible account configurations
Allow banks and individual users to impose limits across various account and transaction types to manage risk and prevent fraud. Easy to use account settings configurator to provide advanced options without need of hardcoding.

Plans and pricing
Account as a Service Edition (Deposits)
Full Cloud for Banking solution tailored to customer specific business requirements
Fully SaaS model of delivery
Simple business metric based on number of deposits contracts
Integration with external payment rails
Open API for customer specific integration scenarios
IT service for backend operations
Price upon requestFull Cloud for Banking solution tailored to customer specific business requirements
Fully SaaS model of delivery
Simple business metric based on number of deposits contracts
Integration with external payment rails
Open API for customer specific integration scenarios
IT service for backend operations
Loan as a Service Edition (Loans)
Full Cloud for Banking solution tailored to customer specific business requirements
Fully SaaS model of delivery
Simple business metric based on number of loan contracts
Integration with external payment rails
Open API for customer specific integration scenarios
IT service for backend operations
Price upon requestFull Cloud for Banking solution tailored to customer specific business requirements
Fully SaaS model of delivery
Simple business metric based on number of loan contracts
Integration with external payment rails
Open API for customer specific integration scenarios
IT service for backend operations
Accounts as a Service Edition (Full C4B Deposits and Loans)
Full Cloud for Banking solution tailored to customer specific business requirements
Fully SaaS model of delivery
Simple business metric based on number of deposits and loan contracts
Integration with external payment rails
Open API for customer specific integration scenarios
IT service for backend operations
Price upon requestFull Cloud for Banking solution tailored to customer specific business requirements
Fully SaaS model of delivery
Simple business metric based on number of deposits and loan contracts
Integration with external payment rails
Open API for customer specific integration scenarios
IT service for backend operations
Sandbox
Fully operational bank operation delivered as playground for your business scenarios (SANDBOX - no productive use)
Per MonthEUR 7,000.00- EUR per env
- Minimum contract 1 month
Fully operational bank operation delivered as playground for your business scenarios (SANDBOX - no productive use)
Technical Information
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
The following information is provided by the publisher and applies to the latest app version available on the SAP Store. SAP does not control these policies and procedures; the publisher is solely responsible for the accuracy of the provided information.
SAP's privacy policy is not applicable to the use of this app. Please refer to the privacy policy provided by this app's partner.
Resources
SAP Fioneer Cloud for Banking
SAP Fioneer
Cloud for Banking by SAP Fioneer
Publisher
SAP Fioneer GmbH
End-to-end solutions for banking and insurance: Banking - reach more customers and build trust with real-time financial insights and risk control. Join over 800 banks globally who have chosen our platform. Insurance - accelerate digital insurance processes to meet customer expectations and create new revenue streams by connecting easily to the ecosystem. Finance & ESG - establish a single source of truth for profitability and turn compliance into your advantage using our integrated finance & ESG platform.

