Working Capital, Treasury, and Risk Management
Get real-time cash visibility, improve liquidity, and lower risk
Optimise your working capital and automate your operations with integrated treasury management solutions from SAP.
Optimise cash, liquidity, and working capital
Confidence is key when optimising costs associated with bank services, planning future cash flows, and getting long-term guidance on treasury operations. With SAP solutions, you gain real-time access to global bank balances, centralised management of bank accounts, and comprehensive controls for account opening, closing, and signatory management.
Streamline payments and bank communication
As your company grows, so does the complexity of your payment processes. By simplifying and centralising enterprise-wide payments with SAP solutions, you can reduce the risk of fraud, increase transparency across multiple banks and financial institutions, and automate workflows from start to finish.
Invest confidently and mitigate financial risks
The right tools are critical to make smart investments, deploy assets effectively, mitigate financial risks, and comply with regulations. SAP solutions fulfil that promise by helping you automate financial instruments, simulate threat severity, and respond quickly to changes in risk positions, commodity prices, and currency conversions.
Explore working capital, treasury, and risk management solutions from SAP
Financial risk management
Monitor risk positions, commodity price changes, and currency conversion rates to develop compliant hedge accounting strategies with a full audit trail, and limit exposure.
Debt and investment management
Gain insights into available cash, balance risk and return, and automate repetitive tasks, while monitoring all investments to protect against risk.
App extensions and machine learning
Extend your treasury capabilities through standard SAP and partner-supported applications on SAP Extension Suite.
Payments and bank communication
Directly connect with banks and financial institutions using a multibank, digital channel with embedded SWIFT technology.
Cash and liquidity management
Reduce the time and effort required to obtain cash information, understand cash requirements in seconds, and immediately trigger any necessary actions from within the application.
In-house cash control
Address challenges associated with managing fragmented cash balances and payment processes by empowering your treasury professionals.
Centralised payment operations
Boost transaction speed, accuracy, throughput, and reliability with inbound and outbound management of transactions and data.
Full payment transparency
Lower payment-processing costs by accessing real-time status of message queuing and clearing and accurate cash forecasts.
Smooth, secure, and cost-effective payments
Reduce operational risk by supporting process integration with configurable rule-based payment-message routing.
Connect businesses with financial institutions
Create a multi-bank, digital channel between your ERP system and your banks that offers embedded EBICS and SWIFT connectivity.
Increase control, efficiency, and transparency
Refine and simplify treasury operations by updating payment status and cash positions automatically in your ERP system.
Boost the reliability of your banking network
Automate manual, error-prone steps associated with the execution and reconciliation of payments, order-to-cash applications, and order entry documents.
Early payment discounts
Capture discounts to realise tangible savings in your bottom line, improve profitability, and earn risk-free returns.
Access to third-party funding
Take control over your cash flow by crafting programmes that meet each party’s liquidity goals and improve supplier relations.
Affordable receivables financing
Seize growth opportunities, improve your balance sheet, and optimise liquidity by unlocking cash trapped in your receivables.
Preservation of cash
Enhance supply chain elasticity by lowering in-transit lead times and optimising scale while managing inventory and demand.
Enable a fast, streamlined setup
Get up and running in just a few minutes with a simplified approach to onboarding SAP Market Rates Management.
Avoid the need for separate contracts
Consume data directly from leading providers with select product editions – without requiring a separate contract.
Automate you daily import processes
Import daily market rates automatically from your chosen provider or your own data source.
See how customers are succeeding with SAP
Learn how Sony Group enabled consistent cash management globally.
See how JetBlue gained visibility during the pandemic.
Read how Olam is now able to better manage foreign-exchange transactions and drive process efficiency.
Learn how SBB automated treasury processes for increased efficiency.
Discover how Zalando benefits from centralised and integrated ERP.
Discover how technology can help companies understand the impact of inflationary challenges, act quickly, and prepare for what’s next.
Take a self-assessment to determine if you are ready for inflation, or any macroeconomic shifts, by answering four questions.
SAP and Taulia bring working capital management to new heights.
Find out how Sony Group digitally transformed its global treasury functions by implementing SAP solutions for treasury management.
Learn about the latest innovations in payment and bank communications to streamline cash operations in a single platform.