Autonomous Finance

Drive measurable business value and operational excellence with embedded AI, enabled by Joule.

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Autonomy is the destination—with AI that’s fully embedded, not bolted on

Discover a practical path to autonomous finance via Joule Assistants.

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Find answers, drive outcomes

Joule Assistants orchestrate Joule Agents to help you forecast outcomes, align performance, and stay compliant—so your team can focus on driving real business results.

Manage uncertainty

Get actionable predictions and effective tools to help you navigate volatility.

Increase lifetime customer value

Deliver new business models, enhanced customer service, and the latest product innovations.

Control spend

Optimise spending with flexible procurement operations.

Lower risk, drive compliance, and improve sustainability

Embed hedging, controls, and monitoring to cut risk, ensure compliance, and operate sustainably.

Transform to maximise value

Maximise returns from your technology investments with a unified financial management system designed to scale your business.

Finance assistants that work for you

Put practical, AI‑enhanced assistants to work across financial management to accelerate decisions, reduce complexity, and help teams move with confidence.

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Prevent billing errors, resolve posting issues faster, and deliver accurate invoices with agentic AI.

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When finance runs itself, results follow

83

%

reduction in invoice cycle time¹

>99

%

billing accuracy²

 

98

%

reduction in time to reconcile ICT postings³

WEBINAR
Autonomous finance starts here

Join our Autonomous Finance webinar on July 8 to learn how SAP Cloud ERP customers are improving financial responsiveness with AI-powered capabilities.

Register now

See how customers are succeeding with SAP finance software

Heightening Cloud Operations Globally While Strengthening Confidence in Local Compliance

Find out how SAP is meeting the demands and changing global legal requirements of its cloud-based subscription business model with future-ready billing and revenue management.

Reinventing Itself with Advanced ERP in the Cloud

See how Neuroth International is streamlining service in its more than 250 hearing centers with advanced ERP in the cloud and a fit-to-standard approach to maximize future flexibility and scalability.

Bringing AI to the business with flexibility and scale in the cloud

Learn how Accenture drives significant efficiency gains and pursue new opportunities with AI.

See what analysts are saying about SAP financial management software

SAP named a Leader for Financial Planning Software

Explore why Gartner® named SAP as a Leader in its 2025 Magic Quadrant™ report for Financial Planning Software.

Read the report
SAP named a Leader in AI-Enabled Enterprise Treasury and Risk Management Applications

Discover why SAP is named a Leader in its IDC MarketScape: Worldwide AI-Enabled Enterprise Treasury and Risk Management Applications 2025–2026 Vendor Assessment.

Read the excerpt
SAP named a Leader for Cloud ERP Finance

Explore why Gartner® named SAP as a Leader in its 2025 Magic Quadrant™ report for Cloud ERP Finance.

Read the report

Featured resources

Check out the latest insights and trends.

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Read the Economist Impact report on CFOs’ new mandate

Explore the evolving remit of CFOs in navigating risk, digital transformation at their organisations, and the new AI frontier.

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Dive into five ways AI is changing finance

Learn how AI and predictive analytics shift the focus of finance work by automating processes and elevating efficiency.

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Take finance to the next level

Explore SAP Business Suite further through our e-book for finance teams. Learn how AI and real-time data can enable predictive planning for smarter and faster decisions.

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AI-Powered Cloud ERP for Finance

Discover why finance organisations must shift from fragmented legacy systems to AI‑enabled cloud ERP that drives efficiency and insight.

Take the next step

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See SAP solutions in action

Get a closer look at how SAP solutions work across your business processes.

¹ IBM: Improving invoicing and cash-flow outcomes with a modernised quote-to-cash process across the enterprise.

² Amadeus: Helping passengers travel smoothly during its own flight to the cloud.

³ Suncor: Creating efficiencies to aid a sustainable energy transition with AI-enabled tax and financial processes.

 

Gartner, Magic Quadrant for Financial Planning Software, Regina Crowder, Sid Sahoo, Mike Lashinsky, 1 December 2025.

Gartner, Magic Quadrant for Cloud ERP Finance, Mike Helsel, Irmina Melarkode, Nick Duffy, Nisha Bhandare, 27 October 2025.

 

Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organisation and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

 

GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally, and MAGIC QUADRANT is a registered trademark of Gartner, Inc. and/or its affiliates and are used herein with permission. All rights reserved.

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