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In the experience economy, banks need to exceed expectations

With the Intelligent Enterprise framework, SAP provides integrated applications, intelligent technologies, and a digital platform to enable banks to better serve current customers and reach the underbanked to support financial inclusion.

See how customers are succeeding with SAP

SAP Road Map for Banking

See how our integrated, intelligent solutions enable seamless connectivity across the banking ecosystem through current, upcoming, and future innovations. 

Current release highlights

  • Enhancements and single tenant edition for financial product subledger
  • Standardised and business-driven financial services data model
  • New solutions for card management and syndicated loans 
  • Online and mobile solutions for business and retail banking
  • SAP Transactional Banking for SAP S/4HANA
  • Embedded machine learning to support processes like intelligent account finding or loan rollover
  • New cloud offering for transactional banking 

Upcoming innovations

  • Integrated financial services data platform with the financial product subledger 
  • Preconfigured and preassembled end-to-end cloud solutions for banking

Future plans

  • Combine operational and experience data to understand the “what” and “why”
  • Productize existing co-innovations, such as virtual accounts or virtual cards for procure to pay
  • Implement intelligent service processing
  • Enable end-to-end finance and risk management in the private and public cloud

Get the facts

15 %

time savings during the financial close in organisations that set up real-time financial accounting.

SAP Benchmarking


trillion dollars worth of assets are managed by our Australian banking customers.

SAP Industries

79 %

of retail banking consumers are willing to pay for a better experience.

Capegemini - The Disconnected Customer Research Report

Solve your specific banking needs

Unlock business value with digital technology

Stay competitive in the emerging digital financial services landscape by connecting new technologies with integrated business solutions to create an intelligent enterprise.

The Intelligent Enterprise Whitepaper for the Banking Industry

Find out how banks are becoming platforms for digital services in order to deliver an end-to-end service orchestrated by the bank. 

Find banking software tailored to your needs

Shape your bank’s success by developing and providing services and technologies, such as mobile banking apps, omnichannel banking, and digital banking analytics.

SAP Omnichannel Banking

Today’s banking customers expect a superior, always-on, and always-connected experience. Find out how the SAP Omnichannel Banking solution can help you achieve end-to-end digital transformation to build lasting customer relationships and win in the digital economy through mobile banking and other services. 


Learn how you can adopt industry best practices for your bank or financial services firm by using a proven technology framework. Achieve operational excellence in core financial and engagement management practices and across your company as a whole.

Transform your business with SAP Services and Support

Evolve your business with services and support from SAP – your trusted adviser for digital transformation strategy and execution.

Simplify and accelerate your digital transformation

Support critical business processes on your path to innovation and digital transformation with holistic, end-to-end services that reflect over 40 years of knowledge, experience, and innovation.

Transform your business with unparalleled service support

Close the gap between your digital transformation strategy and execution with innovation discovery, digital strategy, and business transformation services from a trusted adviser that knows SAP software best.

What are leading analysts saying about SAP?

Uncover keys to success from banking experts

Learn how you can overcome some of your greatest challenges today and in the future by becoming an interconnected company that can collaborate effectively and create a business-wide talent strategy.

Gartner names SAP a leader in global retail core banking

For the 10th consecutive time, Gartner has awarded SAP leadership status in the latest Magic Quadrant for Global Retail Core Banking report. SAP received industry leader recognition for our “ability to execute” and “completeness of vision.”

Get the latest news and trends from experts

Falk Rieker
Global VP Banking

Create inclusive digital banking experiences

Learn how tailoring digital banking experiences meet the needs of a multi-generational, diverse user community and helps bridge the generational and technical divide.

Falk Rieker
Global VP Banking

Banking's next technological challenge

Read how financial services providers are refocusing and how well banks are innovating and staying ahead of the technological curve.

Susan Galer
Communications Director

Rethinking compensation plans

Discover how market leaders in banking are moving forward to reinvent compensation management for a uniquely unpredictable environment. 

Communities and Events

SAP Financial Services Live 2020

Join international insurance business leaders digitally from November 17 - 19 2020 to discover the power of SAP innovation in driving the intelligent financial services enterprise of the future.

The Next Generation: SAP ASE and SAP IQ in the Cloud

Learn about cloud investments and how SAP HANA Cloud will allow existing SAP Adaptive Server Enterprise (SAP ASE) and SAP IQ customers to extend your on-premise workloads to the cloud.

e’ffect: The Ultimate Innovation Experience

 E’ffect in 2020 is a three-part series, showcasing how the best in the world use technology, while sharing key learnings about culture and partnerships.

Manage your banking business enterprise-wide

Explore our comprehensive solutions for all business processes across all industries to find the solutions you need to build a connected business.

Human Resources

Simplify HR processes and engage your workforce to drive better business results, empower your workforce, and develop your talent.


Bring together financial processes with automated, real-time analytics, and translate them into forward-looking business insight across the entire organisation.


Take advantage of in-depth data analysis, predictions, and processing of complex events, and combine data from a variety of sources into one, integrated platform.

Database and Data Management

Leverage business applications that use the latest technology advancements – including the SAP HANA platform, cloud, mobile, and more.

Application Development and Integration

Deploy high-velocity, intelligent edge applications using business and technology services.

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