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Banking

Reach more customers and achieve new levels of trust with a real-time intelligent enterprise and integrated financial insight and risk control using SAP solutions for banking.

SAP Industries Forum 2020: Banking
 ·  Virtual event
Learn more
International SAP Conference for Financial Services
 ·  Madrid, Spain
Learn more and register now

Banking Technology Solutions

Reach more customers and new levels of trust with a real-time intelligent enterprise and integrated financial insight and risk control using SAP solutions for banking.

SAPPHIRE NOW and ASUG Annual Conference
 ·  Orlando, Florida
Register now

In the experience economy, banks need to exceed expectations

With the Intelligent Enterprise framework, SAP provides integrated applications, intelligent technologies, and a digital platform to enable banks to better serve current customers and reach the underbanked to support financial inclusion.

See how customers are succeeding with SAP

Logo of Discovery, which uses SAP Customer Experience to tailor customer engagements
Logo of Xinja, an SAP customer
Logo of Vast Bank, an SAP for Banking solutions customer

SAP Road Map for Banking

See how our integrated, intelligent solutions enable seamless connectivity across the banking ecosystem through current, upcoming, and future innovations. 

Current release highlights

  • Enhancements and single tenant edition for financial product subledger
  • Standardised and business-driven financial services data model
  • New solutions for card management and syndicated loans 
  • Online and mobile solutions for business and retail banking
  • SAP Transactional Banking for SAP S/4HANA
  • Embedded machine learning to support processes like intelligent account finding or loan rollover
  • New cloud offering for transactional banking 

Upcoming innovations

  • Integrated financial services data platform with the financial product subledger 
  • Preconfigured and preassembled end-to-end cloud solutions for banking

Future plans

  • Combine operational and experience data to understand the “what” and “why”
  • Productize existing co-innovations, such as virtual accounts or virtual cards for procure to pay
  • Implement intelligent service processing
  • Enable end-to-end finance and risk management in the private and public cloud

Get the facts

15 %

time savings during the financial close in organisations that set up real-time financial accounting.

SAP Benchmarking

8 %

increase in customer satisfaction for organisations with a mature mobile strategy.

SAP Benchmarking

3 B

Internet users and 30-50 billion connected devices are expected by 2020.

GSMA press release and Business Insider

Solve your specific banking needs

Harness the power of intelligent solutions

Find out how banks deliver digital services by creating intelligent enterprises with integrated applications, intelligent technologies, and a digital platform from SAP.

Unlock business value with digital technology

Stay competitive in the emerging digital financial services landscape by connecting new technologies with integrated business solutions to create an intelligent enterprise.

Find banking software tailored to your needs

Shape your bank’s success by developing and providing services and technologies, such as mobile banking apps, omnichannel banking, and digital banking analytics.

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SAP Omnichannel Banking solution

SAP Omnichannel Banking solution

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SAP Omnichannel Banking

Today’s banking customers expect a superior, always-on, and always-connected experience. Find out how the SAP Omnichannel Banking solution can help you achieve end-to-end digital transformation to build lasting customer relationships and win in the digital economy through mobile banking and other services. 

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SAP S/4HANA Cloud

SAP S/4HANA Cloud

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SAP S/4HANA Cloud

Learn how you can adopt industry best practices for your bank or financial services firm by using a proven technology framework. Achieve operational excellence in core financial and engagement management practices and across your company as a whole.

Jump-start your transition to an intelligent enterprise

Accelerate implementation time, reduce risks, and get ready for your digital journey with the SAP Model Company service for banking.

SAP Model Company for Banking

Become a digital leader with a prepackaged service that delivers predefined end-to-end business processes, test cases, configuration guidelines, and project accelerators for your industry. 

What are leading analysts saying about SAP?

Gartner names SAP a leader in global retail core banking

For the 10th consecutive time, Gartner has awarded SAP leadership status in the latest Magic Quadrant for Global Retail Core Banking report. SAP received industry leader recognition for our “ability to execute” and “completeness of vision.”

Bank on personalised services and machine learning

Transform data with new analytics techniques

Combat data explosion that’s disruptive to the customer experience and offer personalised service and products with predictive analytics and machine learning.

Get the latest news and trends from experts

Falk Rieker
Global VP and Head of the Banking Business Unit
SAP

Transforming banking with intelligent technologies

Learn how banks are facing digital disruption head-on with intelligent technologies that can help optimise and extend business processes to remain competitive.

Picture of Karsten Egetoft, who explores data management for financial services
Karsten Egetoft
Senior Solution Architect, Financial Services Industry Unit
SAP

Overcoming data management challenges for financial services

Become a data-driven enterprise by addressing three data management trends concerning data volume, ubiquity, and user demands.

Falk Rieker
Global VP and Head of the Banking Business Unit
SAP

Embracing digitalization for the future of banking

Discover how digitalization is helping the banking industry embrace innovation and adopt new technologies to improve business processes and financial services.

Communities and Events

SAP Next-Gen innovation summits

Attend digital innovation events connecting customers to academia, start-ups, venture firms, SAP experts, and partners to foster networking and collaboration on industry-specific innovation.

International SAP Conference for Financial Services

Join international banking business leaders in Madrid from July 14-16 to discover the power of SAP innovation in driving the intelligent financial services enterprise of the future. 

Manage your banking business enterprise-wide

Explore our comprehensive solutions for all business processes across all industries to find the solutions you need to build a connected business.

Human Resources

Simplify HR processes and engage your workforce to drive better business results, empower your workforce, and develop your talent.

Finance

Bring together financial processes with automated, real-time analytics, and translate them into forward-looking business insight across the entire organization.

Analytics

Take advantage of in-depth data analysis, predictions, and processing of complex events, and combine data from a variety of sources into one, integrated platform.

Database and Data Management

Leverage business applications that use the latest technology advancements – including the SAP HANA platform, cloud, mobile, and more.

Application Development and Integration

Deploy high-velocity, intelligent edge applications using business and technology services.

In the experience economy, banks need to exceed expectations

With the Intelligent Enterprise framework, SAP provides integrated applications, intelligent technologies, and a digital platform to enable banks to better serve current customers and reach the underbanked to support financial inclusion.


Digital Customer Engagement

  • Commerce Personalisation
  • Consent-Based Marketing
  • Digital Banking Self-Services
  • Omnichannel Commerce Management
  • Omnichannel Customer Service
  • Optimised Marketing
  • Single Customer View

Retail Banking Operations

  • Card Management
  • Centralised Payment Processing
  • Retail Deposits
  • Retail Lending

Commercial Banking Operations

  • Cash and Liquidity Management
  • Commercial Lending
  • Multi-Bank Connectivity

Finance and Risk

  • Accounting and Financial Close
  • Accounting for Financial Instruments
  • Financial Planning and Analysis
  • Financial Services Data Platform
  • Governance, Risk, and Compliance
  • Performance Management
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Digital Customer Engagement

  • In-the-Moment Marketing
  • Empowering Sales to Sell More
  • Digital Experience and Commerce
  • Digital Banking Self-Services
  • Customer Service and Assistance

Retail Banking Operations

  • Retail Deposits
  • Retail Lending
  • Centralised Payment Processing

Commercial Banking Operations

  • Cash and Liquidity Management
  • Commercial Lending
  • Financial Services Network

Analytical Banking

  • Accounting for Financial Instruments
  • Performance Management
  • Risk Management
  • Data Management for Financial Services

Origination and Customer Management

  • Optimized Application Processing
  • Customer Information Excellence
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Innovation – Transforming Banking services of the future

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SAP Cloud for Banking

Address the challenge of open banking, disruptive new competitors, and
Big Data, and deliver on strategic priorities to move beyond banking. 

Win with game-changing machine learning and AI

Machine learning and AI can help banks optimise financial offerings and increase profitability. Machines are analysing Big Data and using results to adapt and predict outcomes.

Prosper in the era of open banking through strategic, digital banking innovation

Stay competitive in and profit from emerging open-banking services through digital transformation. Reimagine how to improve customer experience and predict customer needs. Examine how to reduce operating costs, meet regulatory and compliance standards, and implement open-banking and platform-based business models.

Find banking software tailored to your needs

Shape your bank’s success by developing and providing services and technologies such as mobile banking apps, omnichannel banking, and digital banking analytics.
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SAP Omnichannel Banking and SAP Performance Management for Financial Services

SAP Omnichannel Banking


SAP Performance Management for Financial Services

Next
Previous Next

SAP Omnichannel Banking

Today’s banking customers expect a superior, always-on, always-connected experience. Find out how SAP Omnichannel Banking can help you achieve end-to-end digital transformation to build lasting customer relationships and win in the digital economy through mobile banking and other services. 

SAP Performance Management for Financial Services

Manage and analyse enterprise profitability and efficiency with just one application. Execute allocation and funds transfer pricing and costing models. Use a high-speed finance and risk calculation engine along with business data aggregation and simulation and scenario management capabilities.

Communities and Events

Previous Next

SAP Next-Gen innovation summits

Attend digital innovation events connecting customers to academia, startups, venture firms, SAP experts, and partners to foster networking and collaboration on industry-specific innovation.

Find the banking solutions that meet your needs

Digital Customer Engagement
Retail Banking Operations
Commercial Banking Operations
Origination and Customer Management
Analytical Banking
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