Embedded Virtual Cards in SAP Ariba Buying Datasheet for Buyers
Embedded virtual cards in SAP Ariba Buying
The SAP virtual card solution
How does it work?
For procurement and payables
professionals seeking flexible
options to streamline supplier
payments, virtual card capabilities
embedded in SAP Ariba procure-to-
pay workflows generate unique card
attributes with programmable value
and expiry rules.
When is it available?
Embedded virtual cards in SAP Ariba
Buying will be available in 2025
What are the common use cases?
Virtual cards are an excellent option
for one-time-vendor payments
offering enhanced control and
security while greatly reducing the
high costs of new supplier
onboarding. Meanwhile, virtual cards
can be exercised in a variety of
recurring PO spend scenarios.
What about my suppliers?
Virtual cards are a preferred payment
method for many suppliers given the
payment visibility and certainty they
offer as well as the reduction in
invoicing and administrative costs.
To learn more about how
embedded virtual cards in SAP
Ariba Buying can help balance
your organization’s competing
objectives, contact your Customer
Success Manager or Sales
Executive
@ 2025 SAP SE or an SAP a ffiliate company. All rights reserved.
See Legal Notice on www.sap.com/legal-notice for use terms,
disclaimers, disclosures, or restrictions related to this material.
Virtual Cards: A Procurement Tool for
Streamlining Supplier Payments
Embedded virtual cards in SAP Ariba Buying offers a
streamlined process for managing payments to one-time
vendors and existing suppliers. Procurement
professionals can request and issue virtual cards as
payment to suppliers through an approved purchase
requisition without prior setup and configuration.
Streamlined Efficiency
Virtual cards eliminate the manual processes associated with traditional
procurement cards. Instantly generate and assign cards for specific
transactions or vendors, reducing time spent on approvals and
reconciliations. Embedded in SAP Ariba Buying, virtual cards automate
tracking and management, allowing your team to focus on more strategic
tasks.
Enhanced Security
Traditional cards are vulnerable to theft and fraud. Virtual cards, however,
offer a robust layer of security. Each card is unique, assigned to a single
transaction, and can be programmed with specific limits and expiration
dates. This reduces the risk of unauthorized use and enhances control over
your spending.
Unmatched Control and Visibility
With virtual cards, you gain real-time visibility into every transaction. Set
spending limits, track purchases, and generate detailed reports that help
you monitor and optimize your procurement processes. This level of
transparency ensures compliance with company policies and aids in cost
management.
Cost Savings
Virtual cards reduce administrative overhead and eliminate hidden costs
associated with traditional procurement cards. By streamlining processes
while maintaining working capital and rebate program benefits, virtual cards
can significantly improve your bottom line.
Virtual cards offer a transformative solution that
seamlessly integrates into your existing SAP Ariba
procurement processes, bringing unparalleled benefits.
PUBLIC.
The SAP virtual card solution
How does it work?
For procurement and payables
professionals seeking flexible
options to streamline supplier
payments, virtual card capabilities
embedded in SAP Ariba procure-to-
pay workflows generate unique card
attributes with programmable value
and expiry rules.
When is it available?
Embedded virtual cards in SAP Ariba
Buying will be available in 2025
What are the common use cases?
Virtual cards are an excellent option
for one-time-vendor payments
offering enhanced control and
security while greatly reducing the
high costs of new supplier
onboarding. Meanwhile, virtual cards
can be exercised in a variety of
recurring PO spend scenarios.
What about my suppliers?
Virtual cards are a preferred payment
method for many suppliers given the
payment visibility and certainty they
offer as well as the reduction in
invoicing and administrative costs.
To learn more about how
embedded virtual cards in SAP
Ariba Buying can help balance
your organization’s competing
objectives, contact your Customer
Success Manager or Sales
Executive
@ 2025 SAP SE or an SAP a ffiliate company. All rights reserved.
See Legal Notice on www.sap.com/legal-notice for use terms,
disclaimers, disclosures, or restrictions related to this material.
Virtual Cards: A Procurement Tool for
Streamlining Supplier Payments
Embedded virtual cards in SAP Ariba Buying offers a
streamlined process for managing payments to one-time
vendors and existing suppliers. Procurement
professionals can request and issue virtual cards as
payment to suppliers through an approved purchase
requisition without prior setup and configuration.
Streamlined Efficiency
Virtual cards eliminate the manual processes associated with traditional
procurement cards. Instantly generate and assign cards for specific
transactions or vendors, reducing time spent on approvals and
reconciliations. Embedded in SAP Ariba Buying, virtual cards automate
tracking and management, allowing your team to focus on more strategic
tasks.
Enhanced Security
Traditional cards are vulnerable to theft and fraud. Virtual cards, however,
offer a robust layer of security. Each card is unique, assigned to a single
transaction, and can be programmed with specific limits and expiration
dates. This reduces the risk of unauthorized use and enhances control over
your spending.
Unmatched Control and Visibility
With virtual cards, you gain real-time visibility into every transaction. Set
spending limits, track purchases, and generate detailed reports that help
you monitor and optimize your procurement processes. This level of
transparency ensures compliance with company policies and aids in cost
management.
Cost Savings
Virtual cards reduce administrative overhead and eliminate hidden costs
associated with traditional procurement cards. By streamlining processes
while maintaining working capital and rebate program benefits, virtual cards
can significantly improve your bottom line.
Virtual cards offer a transformative solution that
seamlessly integrates into your existing SAP Ariba
procurement processes, bringing unparalleled benefits.
PUBLIC.