In today's economy, banks need to control costs, consolidate operations, and manage global operations -- all while adapting to new technologies and extending operations to the Internet. SAP for Banking offers a robust environment for managing all aspects of your organization, delivering a range of business benefits.

Enterprise Management

• Increased profitability through informed business decisions
• Improved understanding of the profitability of distribution channels, organizational units, products, clients, and more
• Expanded information from a single data source, enabling multidimensional analyses
• Better ability to identify, measure, and manage market and default risk across the enterprise
• P&L, liquidity, GAP, and NPV simulations over any time period and based on any scenario

Customer Relationship Management

• Increased capabilities for targeted marketing programs supported by comprehensive analytical tools
• An open, cross-bank platform for collecting all customer information from various systems, providing you with a unified view of each customer
• Improved customer service and responsiveness
• Greater flexibility to adapt processes and working methods to meet customer expectations

Core Banking

• Customer-focused transaction-processing environment
• Faster development and introduction of new products and services using a wide array of distribution channels
• Scalable and flexible infrastructure, allowing a gradual migration from existing systems and applications
• Faster and more cost-efficient real-time processing of financial transactions

E-Business

• Ability to create e-banking portals based on Internet standards such as XML
• Access to sophisticated security technology such as Secure Sockets Layer (SSL)
• Opportunity for collaborative interaction among business partners, resulting in reduced costs and improved customer service
• Integration of front-office e-business applications with back-office systems, delivering seamless, straight-through processing