SAP Payment Engine

Streamline end-to-end payment processing on a central platform – with SAP Payment Engine

Get the tools you need to help your bank lower its total cost of payment processing and comply with SEPA regulation – with the SAP Payment Engine. This flexible single-payment platform streamlines all of your payment processes into one central hub – for significant cost savings, improved quality of service, and greater operational efficiency.

  • Use standardized interfaces to connect with both internal and external payment channels
  • Replace multiple, siloed payment applications with one central payments hub
  • Support all activities along the payments value chain with flexible business models
  • Offer generic in-house models and services to other banks with a shared service center
  • Provide real-time access to status information for lifecycle management and reporting
  • Fully comply with the upcoming Single Euro Payments Area (SEPA) initiative deadline


Banking customer speaking with a teller
  • Tweet this Share on Facebook Share on LinkedIn Share on Google+ Email

Businesswoman using headset microphone

ATB: Processing International Payments Faster

To make processing of international payments faster and more efficient for its customers, ATB implemented the SAP Payment Engine application. Using cross border, straight-through processing functionality, ATB was able to reduce the manual effort involved in processing payments by 99%*.

Customer inserting a bank card into an ATM

Innovate on a Standard Banking Platform

Discover how you can enhance your bank's business processes, drive cost savings, and improve profitability with solutions from SAP Custom Development. Access a wide range of flexible services that deliver unique solutions for the banking industry – while taking advantage of a standard banking platform.

Customers talking to a bank teller

Building a Payment Processing Business

Having achieved leadership in retail and corporate banking via IT and process standardization, Deutsche Postbank and SAP co-developed a payment engine that helped build a competitive advantage in low-cost payment processing and enabled it to offer outsourced transaction services to other banks.

We can help.

Want to learn more about this SAP solution?

* All implementation results are for informational purposes only and the examples provided while based on actual SAP customers’ experiences do not represent commitments or guarantees by SAP and/or its partners. Actual pricing, costs, and implementation results may vary, based on customer-specific requirements and needs. The only warranties for SAP products and services are those that are set forth in the express warranty statements accompanying such products and services, if any. Nothing herein should be construed as constituting an additional warranty.