SAP Payment Engine

Streamline end-to-end payment processing on a central platform – with SAP Payment Engine

Get the tools you need to help your bank lower its total cost of payment processing and comply with SEPA regulation – with the SAP Payment Engine. This flexible single-payment platform streamlines all of your payment processes into one central hub – for significant cost savings, improved quality of service, and greater operational efficiency.

  • Use standardized interfaces to connect with both internal and external payment channels
  • Replace multiple, siloed payment applications with one central payments hub
  • Support all activities along the payments value chain with flexible business models
  • Offer generic in-house models and services to other banks with a shared service center
  • Provide real-time access to status information for lifecycle management and reporting
  • Fully comply with the upcoming Single Euro Payments Area (SEPA) initiative deadline


Banking customer speaking with a teller
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Banking customers

Master the SEPA End-Date Regulation

Are you prepared for the upcoming Single Euro Payment Area (SEPA) regulation deadline? In this SAPinsider article, Kolja Ewering discusses the challenges presented by SEPA, and outlines how you can efficiently and cost-effectively migrate to the mandated SEPA payment scheme with SAP Payment Engine.

Customer inserting a bank card into an ATM

Innovate on a Standard Banking Platform

Discover how you can enhance your bank's business processes, drive cost savings, and improve profitability with solutions from SAP Custom Development. Access a wide range of flexible services that deliver unique solutions for the banking industry – while taking advantage of a standard banking platform.

Customers talking to a bank teller

Building a Payment Processing Business

Having achieved leadership in retail and corporate banking via IT and process standardization, Deutsche Postbank and SAP co-developed a payment engine that helped build a competitive advantage in low-cost payment processing and enabled it to offer outsourced transaction services to other banks.

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