SAP for Banking solutions run on the SAP NetWeaver platform, a powerful technology platform that delivers capabilities to facilitate collaboration, provide full visibility into enterprise data, and improve speed and flexibility across end-to-end business processes. These capabilities open significant opportunities for innovation in key industry business scenarios, such as credit portfolio management, new business/loan origination, and human capital management (HCM) service delivery.

Credit Portfolio Management

SAP NetWeaver helps you synchronize origination and portfolio management, improve visibility into overall customer risk and exposure, and integrate state-of-the-art risk-adjusted pricing models for loan origination. With SAP NetWeaver, you can:

• Create an environment for seamless collaboration across the credit portfolio management life cycle, so that all participants, whether inside or outside your organization, can work together effectively.
• Improve decision-making with full visibility into the customers/borrowers and credit exposure.
• Synchronize master data across all systems and applications, enabling risk-adjusted pricing and performance measurement.

New Business Origination: Loan Origination

SAP NetWeaver helps you reduce the need for manual processing of paper records, provide a centralized view of customer records and activities, and automate and adapt processes within and across organizations. With SAP NetWeaver, you can:

• Enable real-time collaboration across departments, as well as with credit bureaus and customers.
• Provide visibility into the customer record and status of the loan application across loan origination processes, accelerating the time to a go/no go decision.
• Adapt your process immediately to changing price adjustment conditions.

HCM Service Delivery

SAP NetWeaver helps you standardize on best HR practices across the organization, maintain consistent and accurate employee information, automate and adapt your HR processes, and enable value-added HR services. With SAP NetWeaver, you can:

• Replace or complement traditional means of data entry with a comprehensive toolset for real-time collaboration across departments and end-to-end processes.
• Offer online access to services and information to accelerate processes.
• Synchronize HR processes across all participants.