You know that your company would reap significant benefits from an effective, integrated business management solution. But financing that solution is a different story. Upfront investments can be prohibitive, dealing with third-party financing companies can prove inconvenient, and the risk of unforeseen costs is often too high.

Enter SAP Financing.

SAP Financing, a service from SAP and operated by Siemens Financial Services (SFS), offers companies of all sizes an affordable, all-inclusive, and predictable financing option. With SAP Financing, you can plan the overall cost of your IT investment up to seven years -- enabling you to simplify your budgeting process and lower your TCO.

The service covers your entire SAP solution, including hardware, software, customization, implementation, training, and first-year maintenance. Even consulting and service costs are factored in -- making your investment completely predictable. You can choose to start payments only after the SAP solution is deemed to be productive. SAP solutions are already available as from 4 euro, per user, per day.*

As a result, you benefit from:

• Competitive finance rates
• Manageable, fixed monthly payments that cover your entire IT solution
• Optimized cash flow
• More capital available for other strategic investments
• Payments that can be offset against taxable profits -- and that are unaffected by interest rate changes
• Accelerated return on your investment

And with SFS, you get a wide range of innovative products and reliable, customer-driven service from a company with both financial and technological expertise.

With SAP Financing, you gain complete financial transparency into your SAP solution, predictable costs throughout the solution life cycle, and a low-risk option for leveraging the solutions you need for success.

To learn more about how SAP Financing can help you conquer the financing barrier, contact your SAP representative or SAP Partner.

* Offer subject to terms and conditions based on the different configurations, number of users and implementation time required. For more information about these terms and conditions, please contact SAP.